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Archive for tag: Impartial PPI Claim

Impartial Advice on Making a PPI Claim

Finding impartial advice and guidance on how to make a PPI claim can be difficult.

The PPI scandal has mushroomed into a massive problem for British banks, the magnitude of which has caught many people by surprise. Unsolicited text messages, media adverts and cold calling have put many people off making a PPI claim or seeking advice on how to go about it.


There are also PPI horror stories of people claiming back very little in PPI compensation but are left with a huge bill from a claim management company.

Answering Your Questions

Here are some questions we are frequently asked;

Are claims management companies just ripping people off?

Here at Payment Protection Scotland, we pride ourselves on our reputation for being a reputable and honest claims company.

We are honest with you right from the start - if we don't think you have a PPI claim, we will tell you.

If you decide to continue, you will be made fully aware of our terms and conditions. You can trust us to work hard for you every step of the way.

But aren't claims management companies responsible for the 'helicopter drop' effect?

The 'helicopter drop' as it has been described, is when a claims management company gathers together PPI compensation claims and submit them all at once to various banks.

They have NOT

  • analysed these claims
  • assessed these PPI claims submitting many that are ineligible.

This leads to backlogs at the banks, as well as increasing their administration costs.

Here at PPI Scotland, we have neverengaged in this practice. Our intention is to help all our customers claim back what is rightfully theirs.

How do you stop this 'clogging the system'?

When you contact us, you will need to give us details of loans, mortgages, credit cards, store cards, car finance etc. and, if possible, the PPI policy numbers on these accounts.

But finding PPI policy numbers, especially on accounts that are closed, can be difficult. You can get policy numbers from documentation that you still have or if you can't find it, then you can contact your bank. Under the Data Protection Act 1986, you are entitled to this information.

If you still can't access these, then contact us as we can help.

How much are your fees?

Our latest fee structure can be found on our website. But if you don't win your PPI compensation claim through us, then you won't pay us a penny. This is our 'no win no fee' guarantee.

And, you only pay when you receive your compensation. No money on account and no upfront fees.

But hurry, because the PPI deadline is months away!